Savings (AWB) A/c

find the features of our operative savings account

Learn more about the Normal Interest Bearing Operative Savings Account.

Savings (AWB) A/c

This is the basic starting point for the urban and rural masses to start developing the habit of savings for a brighter future. It gives the customers the benefit of having the convenience of withdrawing money anytime anywhere as well as get good interest on the savings at the same time. Further routine payments can be automatically made by giving standing instructions to the bank. Nomination and Power of Attorney facility is also available.

Now your basic savings account is Anywhere Banking enabled. So enjoy the economy of a basic savings account and the benefit of any where bankable savings account.

Product Highlights:

Minimum Average Balance (MAB)
With Cheque Book: Rural Rs. 250.00 / Others Rs. 500.00
Without Cheque Book: Rural Rs. 100.00 / Others Rs. 250.00
Charges per Month for non maintenance of MAB
With Cheque Book: Others: Rs. 10.00 (MAB > 374 & < 500), Rs. 20.00 (MAB > 249 & <= 374), Rs. 40.00 (MAB > 50 & <= 249), Rs. 0.00 (MAB <= 50).
Rural: Rs. 10.00 (MAB > 187 & < 250), Rs. 20.00 (MAB > 124 & <= 187), Rs. 40.00 (MAB > 50 & <= 124), Rs. 0.00 (MAB <= 50).
Without Cheque Book: Others: Rs. 5.00 (MAB > 187 & < 250), Rs. 10.00 (MAB > 124 & <= 187), Rs. 15.00 (MAB > 19 & <= 124), Rs. 0.00 (MAB <= 19).
Rural: Rs. 5.00 (MAB > 74 & < 100), Rs. 10.00 (MAB > 49 & <= 74), Rs. 15.00 (MAB > 19 & <= 49), Rs. 0.00 (MAB <= 19).
Cheque Book Issue charges
Rs. 3.00 per leaf. First 20 cheque leaves free.
Folio charges for 6 Months
Free
Cash Remittance Limit - Parent / Satellite Branch
Free up to Rs. 3,00,000.00 per day thereafter Rs. 1.50 per Rs. 1,000.00 for SB A/c with Monthly Average Balance (MAB) of previous month less than Rs. 10,000.00. Free for any amount with MAB of previous month Rs. 10,000.00 & above
Cash withdrawal at Satellite Branch
No Limit for Self Withdrawal by cheque only. Third Party Limit Rs. 10,000.00.
Payment of Cheques in other centres in clearing / transfer
No Limit
Cheque Return / ECS Inward Debit Return Charges
Rs. 1.50 per Rs. 1,000.00 with a minimum of Rs. 150.00.
ECS Debit Mandate Cancellation Charges
Rs. 100.00 per ECS Mandate Cancellation.
Issue of Duplicate Statement
Rs. 50.00 per Ledger Folio. Minimum Rs. 50.00 + postage if any.
Issue of Loose Cheque Leaves
Rs. 25.00 per leaf.
Issue of Duplicate Pass Book
Rs. 50.00 per passbook with an additional charge of Rs. 10.00 per ledger folio (40 entries) there of.
Charges for statement through e-mail
Free for any frequency.
Certificate / Attestation
Rs. 100.00
Outward Cheque Return
Rs. 50.00
Stop Payment Charges
Rs. 100.00 per Cheque, Max. Rs. 300.00
Standing Instruction
Rs. 10.00
DD Charges
Rs. 2.50 per Rs. 1,000.00 Minimum: Rs. 40.00, Maximum: Rs. 15,000.00.
DD Cancellation
Rs. 50.00 per DD.
Issue of Duplicate DD
Rs. 50.00 per DD.
Revalidation of DD
Rs. 50.00 per DD.
Bankers Report
Rs. 100.00
CTS Clearing
CTS Cheques payable at any centre Deposited at Parent Branch or any Satellite Branches - Free.
Non-CTS Clearing (a)
Payable at satellite branches deposited at parent branch / any other satellite branch - Upto Rs. 1 LakhRs. 25.00 + applicable tax, Above Rs. 1 Lakh – Postage or Rs. 25.00 whichever is higher + applicable tax.
Non-CTS Clearing (b)
Payable at outstation other than our bank centre, delivery at parent / satellite branch - Upto Rs. 5,000.00Rs. 25.00; Rs. 5,001.00 ~ Rs. 10,000.00 - Rs. 50.00; Rs. 10,001.00 ~ Rs. 1,00,000.00 - Rs. 100.00; Above Rs. 1 LakhRs. 150.00. GST & Other Bank Charges will be additionally charged.
Certificate of Balance for Previous Year
Rs. 100.00
Old Record Retrieval
Rs. 100.00
Duplicate Debit Card
Rs. 100.00
Regeneration of Pin Mailer
Rs. 50.00
Registration of Power of Attorney
Free for first time registration. Rs. 50.00 for any changes.
Signature Verification
Rs. 100.00
Account Closure
Upto 14 days – NIL; Above 14 days: Individuals - Rs. 100.00. Non Individuals – Rs. 150.00. Special Category (Individual in Rural Area, pensioners, Senior Citizens) - Rs. 50.00.

Most Important Terms & Conditions governing SB Account Operations:

Rules and Regulations governing SB Account Operation:

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